Ocbc Bank - The results is good but also being sold down! With ME tensions, price likely turn weaker

Ocbc Bank  - The results is good but also being sold down! With ME tensions, price likely turn weaker! She may go down to test the recent low of 21.00.

If 21.00 cannot hold,  then she may go further downward to test 20.60 than 19.75. Pls dyodd. 

Ocbc Bank  - OCBC Group Full Year 2025 Net Profit at S$7.42 billion Full year profit before tax up 2% to a new high of S$9.12 billion Proposed ordinary dividend of 42 cents and special dividend of 16 cents  Total dividend payout at 60 percent.

Oversea-Chinese Banking Corporation Limited (“OCBC”) reported net 

profit of S$7.42 billion for the full year of 2025 (“FY25”), which was 2% below the record S$7.59 billion in 

the previous year (“FY24”). Profit before tax rose 2% to a new high of S$9.12 billion, supported by record 

total income amid a declining interest rate environment, reflecting the strength of the Group’s diversified 

income streams. Tax expense was 27% higher mainly due to increased profit contribution from higher tax 

jurisdictions, and implementation of the Base Erosion and Profit Shifting (“BEPS”) Pillar Two which requires 

a top-up to 15% minimum global tax for each jurisdiction.

OCBC delivered record income of S$14.6 billion, driven by 16% non-interest income growth, which more 

than offset the lower net interest income. Operating expenses were well managed with cost-to-income 

(“CIR”) ratio remaining at 40%, as the Group continued to invest for strategic growth while exercising 

discipline in discretionary spending. Asset quality continued to be stable with non-performing loan (“NPL”) 

ratio at 0.9% for the seventh quarter. Total credit costs were lower at 17 basis points, while allowance 

coverage for non-performing assets stood at 151%.